If youre behind on your mortgage and terrified of losing your home, I want you to know one thing: falling behind doesnt mean youve failed. Plenty of good people fall behind what matters is what you do next. Im Esphir Popilevsky, a real estate broker who specializes in helping NY & NJ homeowners stop foreclosure, protect their equity, and move forward with confidence. Whether youve just missed a few payments or youve already received an auction date, Ill walk you through your options clearly and calmly no pressure, no judgment, and no false promises. Well talk about: - Where you are in the foreclosure timeline - What your lender hasnt told you - Whether selling, staying, or a short sale makes the most sense - How to avoid scams and bad advice If youre searching for foreclosure help near me, this is it. You dont need to figure this out alone and you dont need to get taken advantage of just because you're behind. Lets talk.