Behind on mortgage in New York and HAF is closed? Here’s what you can still do.

If you’re trying to figure out your options or facing foreclosure, this video walks you through what still works in 2026.

HAF is closed, but that doesn’t mean your options are gone. In this video, I walk you through what’s actually still available in New York in 2026, including:

Where the new funding is (and why you won’t find it in one place)

How local organizations are handling the money now

What can still work if you’re already further along, and what to know about the foreclosure process before things move forward.

There’s still help out there, but it’s different now. And if you don’t know where to look, it gets missed.

👉 Get the 2026 NY Homeowner Resource Directory here: https://supremehomesales.com/2026-ny-foreclosure-help-directory/ Find your borough, call the right organization, and take the next step.

Because what usually happens, is people wait too long.

#NewYorkForeclosure #NYMortgageHelp #ForeclosureDefense #statenislandny #QueensNY #BrooklynNY

00:00 HAF Is Closed Now What

00:56 Why It Feels Like Nothing’s Left

01:55 Where the Help Actually Is

03:03 When the State Buys the Loan

03:44 What the Bank Has to Do

05:15 What to Do Next

Foreclosure Freedom is powered by Supreme Home Sales, Inc.

Watch Next: Answered a FORECLOSURE Summons in NY? Here’s What Happens Next: https://youtu.be/yDW7DWu63T0

Get the hardship letter that’s helped hundreds of homeowners explain their situation to the bank:

👉 https://supremehomesales.com/sample-hardship-letter

Resources for Homeowners in NY & NJ

📄 Free Hardship Letter Template → https://supremehomesales.com/sample-hardship-letter/

📘 Homeowner’s Equity Protection Guide →https://supremehomesales.com/the-foreclosure-survival-guide/

📅 Pick A Time In My Calendar and Book a Free Call Before Foreclosure Hits Hard → https://calendly.com/foreclosurefreedomdesk/30min

Unlock the EQUITY in Your HOME with a No-Obligation CASH OFFER! Find out if you have equity in your home at no cost. Receive a fair CASH OFFER without any commitment to accept.

Visit: https://www.StatenIslandForeclosures.info

Disclaimer: This video is for informational purposes only and should not be considered legal or financial advice. Every foreclosure case is different. For guidance specific to your situation, consult a qualified attorney or HUD-approved housing counselor.

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Esphir Popilevsky NY & NJ Licensed Real Estate Broker NY: Supreme Home Sales, Inc. and in NJ: DreamLife Realty 44 Robin Ct. Staten island, NY 10309 O: 718.689.4737 / Direct: 917.579.4455 supremehomesales@gmail.com https://www.supremehomesales.com

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